Choice     Expertise     Result

Special offers

* Terms & Conditions Apply. Financials need to be fully reviewed before providing adequate credit advice.

Home Loan Interest Rate*

Variable Rate:
– starting from 2.99%
(comparation rate 3.88%)

Fixed Rate :
– starting from 2.89%
(comparation rate 4.11%)

Lender Cash Rebate*

Refinance Rebate:
– up to $3,500

Borrow upto 90% without LMI*

Medical Practitioners:
– borrow upto 90% LVR without Lender Mortgage Insurance

Professional Package:
– borrow upto 90% LVR without Lender Mortgage Insurance

Car Loan / Asset Finance*

Car Loan/Asset Finance:
– fast approval, borrow up to 100%
– flexible contract terms: 2-5 years
– low interest rate, fixed repayments
– residual value/balloon can be applied
– no ongoing monthly fee/annual fee
– financials may not be required

About Us

Our commitment is helping customers to choose the right lending product and becoming your most trusted lending expert
Choice Expertise Result Passion

Expert Financial Services Pty Ltd is a full member of the Mortgage & Finance Associate of Australia (MFAA). The founder has worked in Australian Financial Services Industry since 2007. We stand for a team of customer centric, passionate and driven lending professionals.

Our commitment is helping customers to choose the right lending product, exceeding service expectations during the approval process, and becoming our clients’ most trusted lending expert.

We don’t see it as a once off transaction and our goal is to grow together with our customers, in the years to come.

We specialized in home loan, commercial loan, business loan and problem solving

我们专注于房屋贷款,商业楼宇贷款,设备贷款,以及解决您的各种疑难问题

Residential Home Loan

Property purchase (private sale, auction, off the plan)

Finance for vacant land and construction

Refinance, debt consolidation

Commercial Loan

Purchase office, retail shop, warehouse, factory premises

Self-Managed Super Fund (SMSF) loan

Refinance

Business Loan

Equipment finance (including Car)

Franchise loan

Refinance

Problem Solving

PAYG employee

Part time, casual, contractor, on probation, just changed employment, on maternity leave, receive Centrelink income, receive bonus income, receive Non-taxable income (e.g. salary packaging), credit history issue

Self-employed

ABN registered less than 2 years, Self-employed with less than 2 years' financials available, low doc loan, credit history issue

房屋贷款

买房(private sale, 拍卖, 楼花)

空地贷款,建筑贷款

转贷,增贷,负债重组

商业楼宇贷款

办公室,商铺,厂房,仓库,车间

自营养老金贷款

转贷

设备,生意贷款

特快汽车设备贷款

加盟生意贷款

转贷

解决疑难问题

打工族

专业工作人士,全职,兼职,现金收入,低收入,试用期未结束,刚换工作, 休产假中,信用记录不良

自雇人士

ABN 注册不满2年,无法提供正规税单或财务报表,低文件要求贷款,信用记录不良