汇率下跌,将进一步刺激房市

 

 

元旦刚过,澳币兑换人民币就跌破了1:5大关!

从去年下半年开始,澳币开始持续走低,直至今年年初终于破5。今年15日,澳币兑换人民币的汇率跌至近年来的最低:14.98,这对于未移民,且主要经济来源主自国内的留学生和投资者在澳洲生活的华人来说影响重大。外界种种预测澳币还会小幅度的下跌,更将刺激国人在澳的投资热情,尤其是房地产投资领域。

目前澳洲的现金利率仍是维持着2.5%不变。对于未来现金利率的走势,市场上也是观点各异:经济专家认为2015年出口商品价格前景黯淡,失业状况可能会进一步恶化,这意味着澳联储(RBA)将于20153月和8月降息25个基点。而另一方面,更多金融机构在最近数周转向预测澳联储加息,其中包括瑞士证券(Credit Suisse), 高盛集团(Goldman Sachs), 西太银行(Westpac)和安保集团(AMP)

First Home Owner Grant(首次置业者津贴)作为NSW州政府对第一次在澳买房人士提供的补助政策,自201210月起,购买$75万以下全新物业可获得的补贴从$7,000提高到$15,000,但从明年201611日起,首次置业补贴将从$15,000降到$10,000

如果说汇率的下跌为海外人士在澳投资房产助了一臂之力,那首次置业者津贴即将下调将大大刺激拥有澳洲身份的人士在今年进入房市,而利率有望继续下调的举措将为准备在澳贷款买房的置业者锦上添花。

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