投资人士贷款贴士

如果你想要寻找稳定而且相对安全可靠的投资,物业投资会是很好的选择。波动远低于其他投资策略,物业投资很有潜力在未来为您提供稳定的租金收入和增值。

有形资产、低波动率

作为有形资产,物业是你能摸得到看得见的投资。一般来说,物业投资有比股票或其他投资更

低的波动率。

租金收入、资本增值

出租房子能得到不错且稳定的租金收入,而且物业还有物业升值的潜力。参考转贷。

税务优惠

租金能抵消与物业有关的大部分开支,贷款的利息、维修费、杂费和折旧等也都有税务优惠。

负扣税 (Negative Gearing)

如果从投资物业中赚到的钱比支出少,那么就能运用负扣税了。负扣税的好处是它可以减少

资者的应纳税所得,从而减少赋税。而房子本身,在短期承受一点支出,而期望从物业未来升

值中获得更多资本。

资本得利税 (Capital Gain Tax)

个人和小生意(公司除外)如果拥有物业超过一年,通常可以减免50% 的资本得利税。

只还利息的贷款

这种贷款对投资者很有利,因为在一段时间内,投资者只需要还贷款的利息,而不需要偿还本金。

这段时间内每月的还款额会比本息同还的贷款要少。而上面提到的税务优惠只对利息有效。

Why choose us

We can help customers who are working, receiving centerlink, bonus or non-taxable income, and having credit issue. We can help you to buy, build or refinance.

We can provide

  • More Savings

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    We offer a huge selection of competitively priced lending products. Sometimes we can and will negotiate further interest rate discounts with the potential lenders on your behalf. The aim is to save your time, money and effort.

  • Free of charge

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    We don’t charge you for our services as the lenders pay us a commission when the loan is settled.

  • Convenience

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    We are happy to meet you at a time and place that suits you. You can drop into our office or we can come to your home or office. We will be accessible and returning your calls promptly, even outside of business hours.

  • More Choice

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    We work with over 30 lenders you know and trust, who offer hundreds of different types of loans. We will take the time to ask you the right questions and then recommend the loan options that are right for you.

  • Easier Process

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    After choosing the right loan we will start your application and complete all your paperwork. We will keep you fully updated during valuation, approval and settlement process.

  • Expertise

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    We have the experience to deal with a variety of loan purposes and types of borrowers. We can help you no matter you are buying your dream home, purchasing an investment property or looking for a better deal on your existing loan.

  • Tailored & Flexible Solutions

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    We understand every borrower has individual needs and goals, which is why we are tailoring each loan to your unique situation. We also make financial solutions more accessible to you with our progressive & flexible approach.

  • Great Service

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    We love to have satisfied customers. We are always motivated to find better solutions, better products and better ways to be your trusted lending expert, now and in the future.

为什么选择我们

不论您是上班族还是自雇人士,不论您想要贷款还是转贷,不论您想要买房还是买车, 不论您是有领取社会补助金或是其他收入问题,我们都可以帮您解决

我们可以提供

  • 更多的优惠

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    We offer a huge selection of competitively priced lending products. Sometimes we can and will negotiate further interest rate discounts with the potential lenders on your behalf. The aim is to save your time, money and effort.

  • 无额外收费

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    We don’t charge you for our services as the lenders pay us a commission when the loan is settled.

  • 方便快捷

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    We are happy to meet you at a time and place that suits you. You can drop into our office or we can come to your home or office. We will be accessible and returning your calls promptly, even outside of business hours.

  • 更多选择

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    We work with over 30 lenders you know and trust, who offer hundreds of different types of loans. We will take the time to ask you the right questions and then recommend the loan options that are right for you.

  • 更加简单的流程

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    After choosing the right loan we will start your application and complete all your paperwork. We will keep you fully updated during valuation, approval and settlement process.

  • 专业高效

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    We have the experience to deal with a variety of loan purposes and types of borrowers. We can help you no matter you are buying your dream home, purchasing an investment property or looking for a better deal on your existing loan.

  • 更客制化和灵活的解决方案

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    We understand every borrower has individual needs and goals, which is why we are tailoring each loan to your unique situation. We also make financial solutions more accessible to you with our progressive & flexible approach.

  • 卓越的服务

    +

    We love to have satisfied customers. We are always motivated to find better solutions, better products and better ways to be your trusted lending expert, now and in the future.