上班族贷款贴士

合约雇员

工作稳定(如:不在试用期)的公司雇员在银行看来是最低风险的客户。对信贷机构来说,稳

定的工资单(一些机构还会将定期的奖金和分红计算入总收入内)是按时还款的最好保证。

需要注意的是,假如作为公司雇员的同时,还是该公司的老板或股东,会被银行界定为自雇人

士。请查阅有关自雇人士贷款的介绍。

合同员工

拥有长期合同的合同工也是银行的低风险客户。申请贷款时,需要提供合同的复印件、工资单

和工资转账的银行户口的账单,以证明收入真实及稳定。若合约期剩余不到六个月,则需要证

明未来会再续约。同上,假如作为合同员工的同时,也是该公司的老板或股东,会被银行界定

为自雇人士。请查阅有关自雇人士贷款的介绍。

咨询师或顾问

根据情况的不同,咨询师或顾问可以是公司雇员,或者是自雇人士。如果是在不属于自己的公

司里工作,就算是公司雇员。而如果该顾问是在自己的公司工作或者用 ABN 来经营,则算是

自雇人士。有关自雇人士,请查阅我们有关介绍

Why choose us

We can help customers who are working, receiving centerlink, bonus or non-taxable income, and having credit issue. We can help you to buy, build or refinance.

We can provide

  • More Savings

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    We offer a huge selection of competitively priced lending products. Sometimes we can and will negotiate further interest rate discounts with the potential lenders on your behalf. The aim is to save your time, money and effort.

  • Free of charge

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    We don’t charge you for our services as the lenders pay us a commission when the loan is settled.

  • Convenience

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    We are happy to meet you at a time and place that suits you. You can drop into our office or we can come to your home or office. We will be accessible and returning your calls promptly, even outside of business hours.

  • More Choice

    +

    We work with over 30 lenders you know and trust, who offer hundreds of different types of loans. We will take the time to ask you the right questions and then recommend the loan options that are right for you.

  • Easier Process

    +

    After choosing the right loan we will start your application and complete all your paperwork. We will keep you fully updated during valuation, approval and settlement process.

  • Expertise

    +

    We have the experience to deal with a variety of loan purposes and types of borrowers. We can help you no matter you are buying your dream home, purchasing an investment property or looking for a better deal on your existing loan.

  • Tailored & Flexible Solutions

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    We understand every borrower has individual needs and goals, which is why we are tailoring each loan to your unique situation. We also make financial solutions more accessible to you with our progressive & flexible approach.

  • Great Service

    +

    We love to have satisfied customers. We are always motivated to find better solutions, better products and better ways to be your trusted lending expert, now and in the future.

为什么选择我们

不论您是上班族还是自雇人士,不论您想要贷款还是转贷,不论您想要买房还是买车, 不论您是有领取社会补助金或是其他收入问题,我们都可以帮您解决

我们可以提供

  • 更多的优惠

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    We offer a huge selection of competitively priced lending products. Sometimes we can and will negotiate further interest rate discounts with the potential lenders on your behalf. The aim is to save your time, money and effort.

  • 无额外收费

    +

    We don’t charge you for our services as the lenders pay us a commission when the loan is settled.

  • 方便快捷

    +

    We are happy to meet you at a time and place that suits you. You can drop into our office or we can come to your home or office. We will be accessible and returning your calls promptly, even outside of business hours.

  • 更多选择

    +

    We work with over 30 lenders you know and trust, who offer hundreds of different types of loans. We will take the time to ask you the right questions and then recommend the loan options that are right for you.

  • 更加简单的流程

    +

    After choosing the right loan we will start your application and complete all your paperwork. We will keep you fully updated during valuation, approval and settlement process.

  • 专业高效

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    We have the experience to deal with a variety of loan purposes and types of borrowers. We can help you no matter you are buying your dream home, purchasing an investment property or looking for a better deal on your existing loan.

  • 更客制化和灵活的解决方案

    +

    We understand every borrower has individual needs and goals, which is why we are tailoring each loan to your unique situation. We also make financial solutions more accessible to you with our progressive & flexible approach.

  • 卓越的服务

    +

    We love to have satisfied customers. We are always motivated to find better solutions, better products and better ways to be your trusted lending expert, now and in the future.